2019 Volvo XC40: A Trim Comparison

a white and black 2019 volvo xc40

In the U.S., SUVs are big business these days, especially the compact crossover segment. Volvo certainly didn’t want to miss out on the trend. That’s why, in 2019, the brand released its first-ever compact SUV. Though Volvo may be famous for its wagon models, the brand-new 2019 Volvo XC40 is decidedly North American. It features a high seating position on the company’s new Compact Modular Architecture platform. What’s that mean for you? It gives the XC40 the handle and feel of a car with the sightlines and storage of an SUV.

Comparing the Volvo XC40’s Trim Levels

With three different trim levels to choose from, there are luxury and safety features for any potential price point. Even though it’s in its first year of release, the 2019 XC40 has been racking up just as many awards as its larger siblings.

In fact, the XC40 was named the European Car of the Year, in part, because of its unique interior features. While it may slot into the compact segment, it has the storage capabilities of a much larger vehicle. Some of the most lauded ingenious details include foldout hooks for purses or bags on the glove compartment and in the rear trunk, a removable trash bin in the center console, hidden pullout storage under the front seats, and side door pockets large enough to hold a full-size laptop.

Care by Volvo

Before we get to the trim levels, though, it’s worth noting that the automaker is doing something a little different with the Volvo XC40. It’s the first model to feature the company’s Care by Volvo ownership option. Essentially, this is a lease contract, but it stands out in a number of ways. Care by Volvo is a subscription service. Think of it as similar to how many people purchase phones through their mobile phone carrier. You online order the trim level that you want (currently only the Momentum and R-Design are available) for a flat monthly rate. There’s no negotiating with a car dealer.

This is where things get more interesting, however. The flat rate includes car insurance, maintenance and excess wear coverage, and a 15,000-mile allowance per year. Basically, the only thing you’re responsible for is gasoline. And just like with a phone, “subscribers” can upgrade to a new Volvo model after 12 months. The Care by Volvo subscription price for the Momentum trim is $650/month, and the R-Design is $750/month. If you live in an expensive urban area with high insurance premiums, this may not be too far off from your combined monthly car and insurance payments.


So what’s actually included with the base Momentum trim? Actually, it’s a good number of things for the $33,700 MSRP that it costs! The base T4 engine provides 187 horsepower and 221 lb-ft of torque. It’s paired with a front-wheel-drive powertrain. Buyers can upgrade (for an additional $2,000) to the T5 engine that has 248 horsepower and 258 lb-ft of torque. With the T5, they’ll also get an all-wheel-drive powertrain. Interior standard features include a 12.3″ digital driver display, rear park assist camera, leather upholstery, power driver seat with memory function, and four-way lumbar support.

The exterior features 18″ alloy wheels, aluminum roof rails, and cap-less fuel filling. Instead, a seal opens when a fuel nozzle is inserted and automatically closes when it’s removed. There’s no cap to unscrew open or screw back closed. On the safety front, the 2019 Volvo XC40 Momentum includes lane keeping aid and oncoming lane mitigation.


The 2019 Volvo XC40 R-Design is the sport-inspired trim. It has the same T4 (MSRP $36,200) and T5 (MSRP $38,200) engine and powertrain options as the Momentum trim. However, the R-Design features a sport chassis and paddle shifters on the steering wheel for a more racing feel. The vehicle sits atop 19″ alloy wheels and has a specific R-Design front grille along with glossy black integrated roof rails. The interior climate automatic control also features 2 zones as opposed to the Momentum’s one.


The 2019 Volvo XC40 Inscription trim is the brand’s most luxurious offering. Like the previous two trims, there are two engine and drivetrain options. The T4 FWD is $38,985, and the T5 AWD is $40,250. The luxurious features of the Inscription trim include a laminated panoramic moonroof and Sensus Navigation Pro. This guidance system displays road directions using the 12.3″ driver display and includes real-time traffic updates. Drivers who have the Volvo On Call app can also send specific destination points between their smartphone and their car.

Inside, the gearshift features a lavish Orrefors brand genuine solid crystal inlay. Additionally, genuine driftwood inlays along the door panels and the dash provide unique texture and natural-feel materials. The driver display also provides road sign information such as speed limits and no passing signs thanks to a forward-facing camera. That way, drivers always know what type of driving zone they are in at any given moment.

(image via Facebook.)